Moonliteisatermreferringtothosepeoplewhoexhausttheirearningseverymonthwithoutanysavings.
Withtheaccelerationofglobalization,itseemsthattheavailabilityofvariouscommoditieshasputmoreandmorepeopleintothecategoryofmoonlite.
Andthesepeopleareevenproudofthisuniquelifestyle.
Themoonlitebragtheirbehaviorsasafashionablewaytolivealife.
Butwehavetoadmitthatproblemsexistinboththeirbeliefsandbehaviors.
Firstly,industriousandeconomicalconcepthasbeenChinesetraditionalmoralexcellence.
Andmoonlitehasviolatedthebeliefseriously.
Secondly,nosavingswillplacethemselvesinadifficultpositionincaseofpossiblyunexpectedexpenses.
Thirdly,thisimmoderateconsumptionhabitmaysubconsciouslyinfecttheirself-controlabilities,whichcanresultinseriousconsequences.
Inmyview,thoughthemoonlitemayacquiretemporarysatisfactionfromimmoderateconsumption,inthelongterm,itwilldeterioratetheirpersonalfinanciallevels.
Formajorityofpeople,theirincomeislimitedandunnecessaryexpensesshouldbeavoided.
Weshouldalwaysbearthissentenceinmind:“Livewithinyourmeansandsaveforarainyday.”