范文:SaveMoneyorBorrowMoney?
Mentioningmoney,somepeopleliketodeposititinthebank,whileothersliketoconsumeitinadvance.Moneysavedbypeopleismainlyfor:buyingahouse;incaseofemergenciesordiseases,caraccidents,unemployment,earthquakes,andthingslikethat;incaseofcollegeexpensesoftheirchildren;forretirement,andsoon.Peoplebelievethatsavingmoneyisessentialtoleadacomfortablelife.Havingmoneyinthebankallowspeopletopayforvacationsorexpensivepurchaseslikefurniture.
Withtheworldenteringaconsumingera,manypeople,especiallyyoungwhite-collarsandcollegestudents,choosetoborrowmoney.Idotherwords,theyspendmoneyinadvanceusecreditcardsandpaybacktheloanandinterestonthenextpayday.Theyarguethat:first,theycouldenjoytheconvenienceofcreditcardsandpurchaseexpensivegoodsbyit.Second,manybanksmakesomepreferentialpoliciesoncreditcards,likesendingagiftorloweringyearcosts,whichisabigattraction.
Onmypersonallevel,Iapproveofsavingmoney—incaseofemergency,youdonotneedtoturntoothersforhelp,atleast.AndI'mopposedtotheabuseofcreditcardsamongcollegestudents.Sinceinmostcases,parentsaretheirsolefinancialsources.
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