AdvantagesofGettingaLoanfromtheBankforMyStudies
Iamacollegestudentfromafarmer'sfamilyinamountaineousarea.Ayearago,Iwasadmittedtoafamousuniversity.Beforeenteringtheuniversity,Iwastoldthatthenecessaryexpensesduringmyfouryears'studywouldcostnearlyfiftythousandyuan.Myparentshadcollectedallthemoneytherewastocollect,includingthemoneyborrowedfromtheirrelatives,butitwashardlyenoughtomeettheneeds.Then,goodnewscamethatIcouldresorttothebankforaloan.IthoughtitwasagoodideaandsoIdidit.
Mydecisionwasbasedonthefollowingconsiderations:First,withtheloanIcanpaythetuitionandsupportmylifeonthecampus.
Secondly,Idon'thavetodependonmyparentswhoarealwaysworryingabouttheenormousfamilyexpenditure.
Thirdly,Iwillalwayshavethepressureuponmewhichforcesmetostudythehardway.
Fourthly,Ihavetoliveaverysimplelifeandsaveeverycoinpossible.Tosoonerliquidatethedebt,Isometimesworkasahometutor,sometimesadoor-to-doorsalesman,sometimesarestaurantwaiter.
Fifthly,whiledoingpart-timejobs,Ihaveaccumulatedalotofsocialexperience,bittersometimes,sweetoccasionally,buthappyallthetime.
Ithinktheabovearetheadvantagestheloanfromthebankhasbroughttome.Theyarebeneficialnotonlytomystudiesattheuniversitybutalsotomyfuturecareer,becauseIfirmlybelieveinthesaying"Harshlifeproducesadiligentandintelligentman."
