Credit is of great importance to ones development.
Without credit, one wouldnt get the trust from others,let alone get help from others orcooperate with others.
However, nowadays the whole society is faced with credit crisis.
To begin with, business is threatened by the lack of credit and trust between enterprises andbanks.
According to a recent survey conducted by the Peoples Bank of China,a total amount of 3240 billion Yuan debts were not paid off to banks by the enterprises in the year 20xx.
In addition, lies often exist between friends.
For example, Xiao Wangmy neighborwas persuaded to buy certain insurance product andturned out to find that he was cheated.
Whats more, we have heard lots of news reports that family members cheated each other fortheir respective benefits.
We should take measures to improve peoples sense of credit and establish stricter laws topunish the behavior of those who do not have credit.
Only in these ways can we hope to enhance the credit of the whole society.
没有信用，就得不到他人的信任，更不用说得到他人的帮助或与他人合作了。
根据中国人民银行最近进行的一项调查，20xx年企业未向银行偿还的债务总额为32400亿元。
例如，我的邻居小王被说服购买某种保险产品，结果发现他被骗了。
更重要的是，我们听到了很多关于家庭成员为了各自的利益而相互欺骗的新闻报道。
我们应该采取措施提高人们的信用意识，建立更严格的法律来惩罚那些没有信用的人的行为。
