B)Theyneedn’tpaytheentiremedicalbillatonce.
C)Theymustsendthereceiptstotheinsurancecompanypromptly.
D)Theyhavetopayamuchhigherpricetogetaninsurancepolicy.
Obtaininggoodhealthinsuranceisarealnecessitywhileyouarestudyingoverseas.Itprotectsyoufromminorandmajormedicalexpensesthatcanwipeoutnotonlyyoursavingsbutyourdreamsofaneducationabroad.Thereareoftentwodifferenttypesofhealthinsuranceyoucanconsiderbuying,internationaltravelinsuranceandstudentinsuranceinthecountrywhereyouwillbegoing.
Aninternationaltravelinsurancepolicyisusuallypurchasedinyourhomecountrybeforeyougoabroad.Itgenerallycoversawidevarietyofmedicalservicesandyouareoftengivenalistofdoctorsintheareawhereyouwilltravelwhomayevenspeakyournativelanguage.Thedrawbackmightbethatyoumaynotgetyourmoneybackimmediately,inotherwords,youmayhavetopayallyoumedicalexpensesandthenlatersubmityourreceiptstotheinsurancecompany.
Ontheotherhand,gettingstudentheathinsuranceinthecountrywhereyouwillstudymightallowyoutoonlypayacertainpercentageofthemedicalcostatthetimeofserviceandthusyoudon’thavetohavesufficientcashtopaytheentirebillatonce.Whateveryoudecide,obtainingsomeformofhealthinsuranceissomethingyoushouldconsiderbeforeyougooverseas.Youshouldn’twaituntilyouaresickwithmajormedicalbillstopayoff.
Questions33-35arebasedonthepassageyouhavejustheard.