四六级作文预测及范文：信用卡思维导图

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2023-03-17

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大学教育

四六级

复习辅导

六级

六级辅导

作文

四六级作文预测及范文：信用卡

树图思维导图提供《四六级作文预测及范文：信用卡》在线思维导图免费制作，点击“编辑”按钮，可对《四六级作文预测及范文：信用卡》进行在线思维导图编辑，本思维导图属于思维导图模板主题，文件编号是：5a3856649619ac52f870e0a11f9c34f0

思维导图大纲

话题：

信用卡是一种非现金交易付款的方式，是简单的信贷服务。消费时无须支付现金，在购物时刷卡不仅安全、方便，还有积分礼品赠送，这种消费方受到越来越多人的喜欢。任何东西都是一把双刃剑，虽说信用卡可以解决经济上的暂时危机，但一旦超过无息还款的时间，就会收取高额的利息。面对这种情况，我们该怎么办?如何理性消费?

参考例文一：

Atpresent,awidevareityofcreditcardsissuedbymajorbanksandshoppingmallsarethrivingincollegesanduniversitiesacrossthenation,withamultitudeofcollegestudentsmakingupagrowingpopulationofcardholders.Indeed,oneoutoffivestudentsisestimatedtobeinpossessionofatleastonecreditcard,andthefigureisexpectedtobeonthesteadyincrese,thelatestdatapublishedbyYangtzeEveningPostsuggests。

Likeanythingpriortotheemergenceofthissmallpieceofplastic,theincreasingpopularityofcreditcardoncampushasbothbrightanddarksides.Ontheonehand,youngadultsincollege,freefromthetroubleofpocketingaconsiderablesumofcash,couldenjoytheconvenienceofcreditcardsandpurchaseexpensivegoodsbyinstallments.Ontheotherhand,however,theirresponsibleandexcessiveuseofthecardsbytheseyoungsters,themajorityofwhomarefreshoutofmiddleschoolincapableofbudgetingtheirmoney,canmakethemheavilyindebtwhichwilltakethemyearstopayoff。

Onmypersonallevel,whileenjoyingahostofconveniencesthecreditcardmaybring,wecouldn&39;taffordtoignoreaconspiciousfact:inmostcases,parentsareoursolefinancialsources.Insteadofspendingwithoutanyrestrict,wearesupposedtoputstudiesonthetopofouragendaandmoveourselvesbeyondheavydependenceuponourparents。

参考例文二：

Inrecentyears,creditcardshavegainedmorepopularityamongcollegestudents.Withbanks’morefocusoncollegemarket,anincreasingnumberofcollegestudentshaveappliedforcreditcardsandbeguntoconsumebythem.

Thefollowingthreefactorscanaccountforthepopularityofcreditcardsoncampus.Firstly,acreditcardprovidesoverdrawingservice,whichisabigattractionforthosestudentswhohavenotmuchmoneyfortheirdomination.Secondly,acreditcardcanhelpreleasefinancialburdensonthosepoorstudents,andhencereducetheriskoftheirdroppingschoolforlackingmoney.Besides,manybanksmakesomepreferentialpoliciesoncreditcards,likesendingagift,loweringyearcost.Drawnbythesepolicies,manycollegestudentshaveappliedforcreditcards.

AsfarasIamconcerned,itisnotabadthingforcollegestudentstoowncreditcards.However,thereismisuseofcreditcardsamongcollegestudents.Manystudentsusecreditcardstobuyluxuriousthingstheydon’tneedreally,andevensomeofthemoweabigcreditcarddebt.Therefore,schoolsandbankshaveresponsibilitytoletcollegestudentslearnhowtousecreditcardsproperly.Onlyinthiswaycancollegestudentsenjoyreallytheadvantagesofcreditcards.